With Shelly Alvarez Insurance, you can apply for term life insurance online in about 10 minutes without talking to an agent (unless you want to—then we’re happy to help).
Ever wonder what might happen to your business if a key stakeholder, owner, or high-ranking executive passed away? Key person insurance provides a death benefit to your business if this were to happen. Our team will take the time to get to know your business and see if key person life insurance is right for your business needs
Not everyone needs life insurance. However, most people can benefit from some sort of coverage. According to LIMRA, one in three families might not be able to meet their day-to-day expenses within a month of the primary breadwinner’s death. A life insurance policy can help your family maintain the lifestyle they've grown to love and provide long-lasting financial security.
Since life insurance becomes more expensive as you age, the sooner you buy it, while you still are young and healthy the more affordable it will be. In fact, you can expect your premium to increase on average between 8 and 12% every year you wait.
Adding to your family means adding to your financial needs. We’re here to guide you as you work to secure the future of your loved ones.
Purchase a term life insurance policy for at least the amount of your mortgage. Then, if you pass away during the "term" when the policy’s in force, your loved ones receive the face value of the policy. They can use the proceeds to pay off the mortgage. Proceeds that are often tax free..
The future of the life insurance industry looks bright, in fact, 67% of insurance industry leaders believe that current business models will have changed beyond recognition within the next five years.
With Shelly Alvarez Insurance, you can apply for term life insurance online in just about 10 minutes without talking to an agent (unless you want to—then we’re happy to help). We offer flexible coverage options you can personalize to fit your budget and coverage needs. And most people don’t even need a medical exam..
Services
CHILD PROTECTION
You're responsible for taking care of your children. Especially if you’re a single parent, life insurance can provide financial stability to your children should something happen to you and help cover the costs of living, education, and more.
BUSINESS PROTECTION
Life insurance can also protect your business. It can be used to pay off your business debts or help the company stay afloat while they learn to get along without you.
FINAL EXPENSES
Small life insurance policies can pay for your funeral and final expenses so that burden isn't left to your family.
FAMILY PROTECTION
In addition to protecting your family from inheriting your debt, life insurance can help provide support for anyone that depends on you, like aging parents or siblings.
“With Shelly's guidance we found the right policies for me and my husband within our budget.”
Valerie A (current client)
“The team at Shelly Alvarez Insurance made the entire process easy and stress-free.”
Robert M (current client)
"“After searching online I found Shelly Alvarez Insurance and the outcome of my application was better than expected” "
Roger L. (current client)
Team effort
Exceptional customer service. Our dedicated team of professionals provide exceptional customer service. We strive to ensure you have all the information you need to make the right choice.
Founder & President
I'm Shelly Alvarez, the founder of Shelly Alvarez Insurance. Helping others has always been my passion, which is why I started this agency to protect people and their families in times of need.
Manager & Agent
I'm Juan Alvarez. As a manager I provide intermediary services between insurance companies and clients.